How to make international UPI payments 2024; Step by step

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Make international UPI payments effortlessly with this step-by-step guide. Download a UPI enabled App like Google pay, PhonePe, Amazon pay register your bank account, provide recipient details and transfer amount to confirm the transaction, but be aware of the potential fee.

NRIs follow similar steps with NRE or NRO accounts for seamless transactions in india.

India’s Unified Payments Interface (UPI) has revolutionised digital payments within the country, offering speed, convenience, and security. Widely embraced domestically, UPI has emerged as a favoured method for transactions. However, the surge in demand for international UPI payments has become evident.

This evolving trend is a testament to the trust and efficiency users associate with UPI. In response to this growing need, users are now seeking ways to extend the simplicity and reliability of UPI to make cross-border transactions. This guide will delve into the steps involved in making international UPI payments, offering a seamless solution for users navigating the global landscape of digital transactions.

Countries Where UPI Payments Are Available

To simplify transactions for Indians abroad, the Government of India has extended the availability of UPI payments to several international countries, such as France and the UAE. This service is also accessible for Non-Resident Indians (NRIs) facilitating seamless international transactions.

The list of countries where UPI payments are currently available

France, Bhutan, Nepal, Oman, UAE, Malaysia, Thailand, Philippines, Vietnam, Singapore, Cambodia, Hong Kong, Taiwan, South Korea, Japan, the United Kingdom, and Europe. Indians travelling to these countries can conveniently conduct online transactions using the UPI platform.

If you find yourself in a country where India’s Unified Payments Interface (UPI) is accessible, you can utilise popular UPI payment apps like PhonePe, Amazon Pay, Google Pay, Paytm, and more for seamless transactions. These applications allow you to engage in digital payments by using your UPI ID or connected bank account number, ensuring a convenient and secure method for making payments while you’re overseas.

Steps to Make International UPI Payments With Different Apps

For International UPI Transactions:

Step 1: Download or open your UPI-enabled mobile app like PhonePe, Google Pay, or Paytm, supporting international UPI transactions.

Step 2: Register your Indian bank account within the app.

Step 3: Link your recipient’s details, including their bank account number, IBAN, BIC, transfer amount, and currency.

Step 4: Upon completion, receive a confirmation message.

Note: Transactions may incur fees like conversion charges and foreign exchange fees. The system’s international availability is gradually expanding.

For NRIs Using UPI:

Step 1: Download a UPI-enabled app like PhonePe, Google Pay, or Paytm.

Step 2: Register your NRE or NRO account.

Step 3: Provide your Indian mobile number and bank account details.

Step 4: Once linked, use UPI for payments to Indian UPI IDs.

Step 5: Use UPI for payments at Indian merchant outlets.

Faq;

Can I use UPI for international payments?
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Which app allows UPI for NRI?
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