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Chief Minister Jan Arogya Yojana (CMJAY)

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The Chief Minister Jan Arogya Yojana (CMJAY) is a state-sponsored health insurance scheme that was launched in 2012 by the Government of Maharashtra. The scheme is aimed at providing affordable and quality healthcare to the poor and vulnerable families of Maharashtra.

Benefits of CMJAY:

  • The scheme provides coverage of up to Rs. 1 lakh per family per year for hospitalization expenses.
  • The scheme covers a wide range of medical procedures, including hospitalization, surgery, diagnostic tests, and medicines.
  • The scheme can be availed at empanelled hospitals across Maharashtra.

Eligibility for CMJAY:

  • To be eligible for the scheme, the family’s annual income should not exceed Rs. 1 lakh.
  • The family should be a resident of Maharashtra.
  • The family should not have any other health insurance cover.

How to apply for CMJAY:

  • To apply for the scheme, the applicant can visit the nearest empanelled hospital or the nearest Jan Seva Kendra.
  • The applicant can also apply online through the official website of the scheme.
  • The following documents are required to be submitted along with the application form:
    • Proof of identity
    • Proof of address
    • Proof of income
    • Family photo

For more information on CMJAY, please visit the official website of the scheme: https://www.jeevandayee.gov.in/

Here are some additional details about the CMJAY scheme:

  • The scheme is funded by the central government and the state government on a 60:40 basis.
  • The scheme is implemented by the Maharashtra State Health Assurance Agency (MSHAA).
  • As of March 2023, over 1.2 crore families have been enrolled in the scheme.
  • Over 20 lakh beneficiaries have availed the benefits of the scheme.

The CMJAY scheme has been a major success in providing affordable and quality healthcare to the poor and vulnerable families of Maharashtra. The scheme has helped to reduce the out-of-pocket expenditure on healthcare for these families.

 
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